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Controlling the cost of health care has become a losing battle for many businesses. They’re being forced to pass these increases on to their employees by:

  • Reducing or eliminating benefits
  • Raising deductibles

Shifting rising costs to employees can lower employee morale. Reducing or eliminating benefits causes employee retention to suffer. 

Many agents nationwide have lowered their client's insurance costs and still satisfied the needs of their employees by introducing a GAP program.

Gap Insurance works with an employer’s major medical plan to help control rising premiums and supplement out-of-pocket medical expenses for employees. With this new benefit, you have the option of selecting a higher deductible, lower the primary cost while using Gap Insurance to help your employees pay for deductibles, co-insurance, and co-pays.